Elegant estate inspired by worlds finest residences .Exceptional quality throughout. Grand rm for entertaining, banquet size dining, chefs kitch, conservatory, movie theatre, 6 suites, exercise/spa, 3rd floor apt, guest qtrs, hot tub, pool&cabana. Gated.
Listed with Worth Properties LLC
Bella Rosa, a Luxurious Gated Estate on 48 acres within Exclusive Gated Hidden River~Lavish Appointments~Exquisite Quality~Lush Gardens~Terraces~Elevator~Slate Roofs~Spa~Crestron Electrncs~Pool~Cabana w/Viking Kit~7 car garage~Sep Guest Apt~and Much More!
Listed with Karen Morgan Realty
1. Do your research when looking for professionals. It’s not always true that you get what you pay for, and experience and well-trained personnel make a huge difference in their output, and therefore your end result. I always recommend Southern Palmetto Landscape when asked, for the reasons listed above. Take careful consideration when choosing or you will be losing both time and money, both of which cut into your bottom line.
2. Trust your instincts. When it comes to free advice, you sometimes get what you pay for. Keep in mind that profit motives may make some landscapers or garden-center staff overzealous. If you’re not sure about something, don’t buy it.
3. Comparison shop. Nurseries may differ drastically in price and quality. You may find great deals from online garden centers, too. If you have time, read some articles like this https://www.laweekly.com/11-best-house-plants-to-purchase-durable-and-delicate-plants-are-for-everyone/ to have an idea on what plants are the best for your home.
4. Avoid impulse buys. Make sure you have an appropriate spot for a plant before you purchase it. Otherwise, you may end up watching it die.
5. Shop cooperatively. Buying in bulk is less expensive if you share the costs with gardening friends or neighbors. You could also choose to get TruGreen lawn care if you want to save costs with excellent service. The same goes for renting equipment such as tillers, lawn aerators, etc. Likewise, combine mail-order purchases with friends to cut down on shipping costs.
6. Buy used when you can. New isn’t always better. You can often find great deals on plants or tools at garage and estate sales, you just have to clean everything in a proper way and for this you can read some tips on SpotlessFlorida.com.
7. Don’t overplant. Landscape with mature sizes in mind, or you may end up paying to move crowded plants, you can also install sun awnings see more information here about the different options.
8. Collect inspiration. Instead of hiring a professional, clip pictures you like from gardening magazines, books, and Web sites to get ideas before you start a new garden bed or landscaping project and don’t forget that a new landscape project shouldn’t take a long time to get completed, by working with one of the best Commercial Sod companies, you’ll able to obtain the landscape you are looking for.
Here’s a hint: If there’s a landscape in your neighborhood that you really like, don’t be afraid to knock on the door and ask the homeowner if you can take pictures for your inspiration book. The homeowner may be end up giving you tips on getting the look.
9. Test your soil. A simple soil test will pinpoint what your soil lacks — so you won’t have to buy unneeded additives or the wrong plant. Many soil tests also recommend the best plant choices for your soil type, so you can grow a carefree garden without trying to amend your ground.
10. Pay attention to pH. If your ground is too acidic or alkaline, most plants can’t take up nutrients, no matter how much you feed your plants. That means fertilizers are wasted money.
11. Add manure. Check with local farmers to find a source of this all-natural soil amendment. Many will give it away for free — all you have to do is haul it.
Here’s a hint: Let fresh manure age before using it. Otherwise the high salt concentration may hurt your plants and introduce more weeds into your garden.
12. Stop weeds. Weeds compete with your plants for water and nutrients. If you feed your plants, keep in mind that the weeds are using the fertilizer, pest control Clayton also recommends to fumigate your plants to keep the bugs away.
13. Make your own compost. Convert garden and kitchen refuse into humus and improve your soil’s tilth, aeration, and water-holding capacity by making compost, look more information at the website.
14. Pick the right grass. Different types of turf perform well in different conditions. Make sure you have the best turf management for your yard so you don’t have to spend extra time — and money — keeping it looking good, hire the services of Fences San Antonio to install a nice fence to protect your grass.
15. Feed your lawn sensibly. Cool-season lawns do great when fertilized only a few times a year, such as early September, late October, and mid-April. Don’t fertilize in summer.
Warm-season lawns can use a couple of feedings in summer, but don’t require it in fall or winter.
16. Leave grass clippings. Unless your lawn is especially prone to thatch, don’t bag your grass clippings. They’ll quickly break down, adding organic matter and nutrients to your lawn. This means you don’t have to fertilize as much.
17. Start from seed. While it takes longer to get established, you can save a considerable amount of money by planting grass seed instead of sod. Or for curb appeal you can hire this good Arizona patio cover company to add that special touch to your patio.
18. Plant cool-season lawns in fall. There’s less likelihood of humidity-triggered diseases or hard-washing rains.
19. Don’t cut your lawn too short. Most lawns do best if allowed to grow 2 or 2 1/2 inches tall. The higher you let your grass grow, the deeper its root system is, so you don’t have to water as often. Choose the best lawn mowing service to complete this task.
Tall grass shades out weeds better, so you don’t have to spend on herbicides, as well.
20. Save surplus seeds. Many common flower seeds stay viable for years if stored properly. So if you don’t use them all one year, you can plant the rest of a packet the next year.
Here’s a hint: The best way to store your seeds is in a cool, dry place.
21. Sow seeds directly into the ground. You won’t have to outlay hard-earned cash for potting mixtures, trays, grow lights, etc.
22. Mix in annuals. Perennials are an expensive investment, so ease up on your pocketbook by purchasing some seed packets of your favorite annuals.
Here’s a hint: Self-seeding annuals such as cleome, bachelor’s button, and California poppy drop seeds — so you don’t have to buy them every year.
23. Save and trade. Of the perennials you do buy, plant those that grow quickly, such as daffodils or lily-of-the-valley, and in two to three years you will have three to five times as many plants. They’re perfect for trading with friends and neighbors.
24. Propagate your plants. Divide large clumps of perennials such as chrysanthemums, hostas, and daylilies into several plants. Take root cuttings from easy-to-grow shrubs such as pussy willows, azaleas, and forsythia.
25. Choose native plants. Select species that grow naturally in your region to avoid such costs as extra watering, pampering through winter, and soil correction.
26. Use mulch. Simply using mulch can save you money. A layer of mulch helps the soil hold moisture better, so you have to water less. Organic mulches break down over time and improve your soil, so you have to spend less on fertilizer. Plus, mulches cut down on weeds, so you won’t have to purchase weedkillers.
27. Recycle newspaper. Rather than buying black plastic or landscaping fabric, layer about 24 pages of newspaper over your garden bed, soak them with water, then anchor them with a thin soil layer or other mulch.
28. Gather fallen leaves. Don’t pay to have your city pick up bags of fallen leaves from your curb in fall. Instead, chop them up with your lawn mower and use them as mulch for your plants. Or add them to your compost pile.
29. Haul sawdust. Many sawmills will give you sawdust for free if you haul it away. It’s a great material for mulching garden paths — clean and easy to spread.
Here’s a hint: Sawdust can absorb nitrogen from the soil as it breaks down. So add some extra fertilizer when you spread sawdust around your plants. Sawdust is also great in the compost pile.
30. Gather wood chips. Many tree trimmers will give wood chips away, too.
Here’s a hint: Ask the tree trimmer if the trees they chipped had poison ivy growing on them. Poison ivy mixed in the chips can still create skin irritation.
31. Buy mulch in bulk. You can save a considerable amount of money by buying mulch in bulk. A pickup load of mulch may cost $40 compared to over $100 for the same quantity of bagged mulch.
32. Shop end-of-the-season sales. Fall is just as good a time to plant trees as spring. Many garden centers and nurseries are looking to get rid of their plants before winter, so you may be able save 50 percent or more. With Drake’s 7 Dees in Portland, OR this process can be way faster and more professional.
33. Purchase small-size plants. While bigger trees give you instant impact by looking good the day you plant them, they’re also more expensive. You could get several times as much for your money with small trees.
34. Plant sturdy, slow-growing trees. Fast-growing trees sound great but come at a price. They’re usually more susceptible to storm damage, as well as pests and diseases. The Maryland Department Of Natural Resources reported that a Baltimore animal removal company recently assisted with a bat colony that was accidentally sealed in an attic of a local Baltimore government building. Don Brody from On The Fly Pest Solutions was able to remove the bats quickly and safely. Flying Termite Removal Program
Usually the first sign of a termite infestation is the presence of flying termites called swarms. The flying termites are the males and females that have left the nest to find a mate and then establish a new colony which could be near or in your home.The pellet droppings are oval-shaped capsules with rounded ends and six concave sides. At about 1 millimeter long, they might appear in small mounds that look like pepper or salt near the nest as per this natural Flying Termite Removal Program indicates. The pellets range in color depending on the wood that the termites have been eating.
35. Protect your foundation. Roots can damage concrete blocks. Plant large trees at least 30 feet from your house to prevent having to spend on foundation fixups. If any foundation problems happen, contact a tree service to remove any tree causing you grief.
36. Practice good pruning. Overgrown or badly pruned trees and shrubs can make your landscape look bad. A good pruning job can save you the expense of replacement plants and make sure you hire a tree removal service, specially if you have any questions. Don’t forget about those brushes too. Search for reliable brush removal service near me.
37. Turn projects into social events. Gather friends and have a paving party. Your only labor expense will be refreshments.
38. Recycle bricks. Use brickyard seconds for a fraction of the cost of perfect, new bricks.
39. Make mulch paths. Instead of purchasing expensive flagstone, gravel, or other materials, consider making paths from inexpensive mulches such as wood chips, pine needles, or shredded leaves.
40. Look for quarry rejects. Flat-cut stones with minor flaws still make for handsome stepping-stones, walls, benches, and flowerbed and pond edgings.
41. Visit construction sites. Stones, old bricks, and other buried materials at construction projects are often just hauled to the landfill. Ask the landowner for permission and he or she may give the debris to you, if you want something more elaborated, check these solid wood outdoor playhouses for sale which are great for kids.
42. Mix materials. If a concrete patio is too plain, but flagstones are too expensive, incorporate some flagstones into the concrete to create a design. There’s no rule that says a patio needs to be made from just one type of surface, just remember patio cleaning: is they key.
43. Use screws. A deck built from screws will last longer and require fewer repairs than one made from nails.
44. Line ponds with castoffs. Ask a swimming-pool maintenance service for rubber liner before you buy a 60-millimeter one, in case you need a rubber distributor make some research here. It can save you a considerable amount of money.
Custom pool contractors can create your own backyard paradise and add that extra appeal you are looking for.
45. Consider alternative materials. According to this roofing contractor, retractable roof systems, for example, costs less than a solar panel roofing. Or, you might be interested in a metal roofing system. If that’s what you like for your home, then visit sites like https://carolinahomespecialists.com/ as they might be able to provide you with a quote. Since the structure is above the ground, the design will work just great in any home, view this site if you are interested and want more information.
Thanks to our friends from Better Homes & Gardens for these great tips!
NEW YORK (CNNMoney)
The housing market is heating up, yet many house hunters are not prepared to take on the biggest purchases of their lives.
When it comes to Real Estate Private Loan Program and mortgages, homebuyers answered basic questions about terms, how to choose a lender and financing wrong nearly one-third of the time, according to an April survey of more than 1,000 current and prospective homeowners by real estate website Zillow.
Among the survey’s findings, 31% of buyers don’t think it’s possible to get a mortgage for less than 5% down; 34% don’t know what the term “annual percentage rate” (APR) means and one in four believe you must close with the lender that pre-approves your va mortgage loans requested.
All too often buyers focus on negotiating a lower home price and ignore the importance of finding the right conforming loan programs, said Erin Lantz, director of mortgage services for Zillow. “Buyers should always look for multiple home mortgage refinancing solutions and compare rates and fees and read lender reviews in order to find the best home loans calculator for their situation.”
One example: 34% of respondents believe lenders are required by law to charge the same fees to all clients for credit reports, appraisals and the like. That’s wrong. Fees vary from bank to bank and can often be negotiated.
But it’s hard to compare those deals if you don’t understand what mortgage terms, like “annual percentage rate,” mean. The APR factors into fees, upfront points, origination and underwriting fees and other costs that borrowers use to compare the actual cost of loans. We always recommend getting help from professionals like the ones at SoFi, to fully understand the mortgage terms.
Such knowledge gaps can have long-term consequences. About 34% of first-time homebuyers think they need a down payment of at least 5% to make a home purchase, but loans insured by the Federal Housing Administration can require as little as 3.5% down.
And 24% of buyers believe the best mortgage broker deals are available through the banks where they currently have their savings and checking accounts, but often competing lenders can undercut those banks by large margins.
“If a homebuyer can lower their interest rate by even half a percentage point, they can not only increase their purchasing power, but save thousands of dollars over the life of the loan,” said Lantz.
For every $100,000 borrowed, a half percentage point lower rate would reduce payments by $28 a month on a 30-year, fixed rate loan. That adds up to more than $10,000 over 30 years. Or borrowers could choose to add that $28 savings to each monthly payment. That would shorten the term of the mortgage from 30 years to just over 27 and save $6,500 in interest paid.
Another costly mistake: Many house hunters go shopping with financing in place because it enables them to act more quickly if they see a home they want. But 26% of buyers believe that once they’re pre-approved, they’re obligated to close the deal with those loans, according to the survey. In reality, there’s no obligation. If buyers see better terms available they should take them.
Existing homeowners can also be guilty of ignorance. Some 20% of homeowners surveyed didn’t know that underwater mortgages — those in which borrowers owe more than their homes are worth — can be refinanced into lower rate loans.
Finally, the survey found that nearly a third of homeowners are unaware that if they go through a foreclosure or short sale, they may not have to wait the full seven years it takes for their credit score to recover and they can buy a home again.
In reality, some homeowners who do short sales can obtain financing to buy another home in as little as two years.
The Consumer Financial Protection Bureau is hoping to make it easier for homebuyers with simplified reverse mortgage forms that help them compare terms and costs and by creating new rules that will protect homeowners from getting into loans they can’t afford.